Products

We offer competitive premiums and complete coverage for all your vehicles. Coverages include:

• Preferred and standard auto
• High risk auto
• Motorcycle
• Motor homes
• Camping trailers, travel trailers, utility trailers
• Recreational vehicles: all-terrain vehicles, trail bikes, snowmobiles, golf carts, mini bikes, dune buggies, jet skis and wet bikes antique, classic or special-interest cars

Depend on us to provide the coverages you need with competitive premiums. For additional information about the auto coverage we can provide, please contact us.

Insurance coverages we offer for your home include:

• Homeowners and Homeowners plus protection
• Condominium unit-owner’s insurance
• Renters insurance
• Personal umbrella liability
• Replacement cost contents protection
• Inland marine personal articles

For additional information about the coverage we provide, please contact us.

We offer you a wide variety of products to meet your needs, the needs of your family and the needs of your business. Plans for your family include:

• Select Choice Term Series, offering you a choice of term lengths and coverage amounts and giving you the maximum amount of coverage for your premium dollar.
• First Step, which provides your children with a base for saving and planning for a lifetime. Coverage is available through age 30, with the option to convert to a permanent life policy at that time.
• Select Choice Juvenile Whole Life prepares your children for the future with low rates and a policy your children can maintain for a lifetime.

We can also help you prepare for your retirement and protect you during periods you can not work due to disability:

• The Income Protector Policy safeguards your income and protects you and your family from the worries of disability.
• Individual Retirement Accounts include both conventional and ROTH, so you can choose the plan that best fits your needs.
• The Preferred Choice Annuity Series offers competitive interest rates and no monthly fees.

Identity theft is the country’s fastest-growing crime, victimizing millions of Americans each year. There are steps you can take to protect yourself, but the truth is that identity theft can strike anyone.

Your identity is one of your most important assets. Let us show you how we can help you guard your family, your finances, and your future against becoming victimized. We can help you get the protection you deserve.

We can provide you with flood insurance through the National Flood Insurance Program. Flood insurance can be written to insure homes, commercial and personal property. Call our office for more information about this program.

Please contact one of our agents for how we can help with your financials services.

We have resources to provide you with the contractor bonds that you need in order to do business. We can also supply certificates of insurance that the companies who hire you require, and we can get them completed quickly.

Call us today for more information and to discuss your bonding needs.

We offer a broad line of products to meet your business insurance needs. Products and services include:

• A Businessowners’ Policy that is broad and comprehensive to meet businessowners’ needs in the areas of property and liability coverage. Coverage for specific businesses and optional extended coverage are also available.
• The Commercial Package Policy is flexible to ensure comprehensive coverages tailored for specific businesses. It includes Property, Comprehensive General Liability, Crime, Inland Marine and Automobile coverages.
• The Commercial Umbrella Policy provides the extra protection every business requires with extra limits where general liability and automobile limits end.
• Loss Control Services that help you reduce loss severity exposure, provide information on reducing loss frequency, and identifies safety programs.

For additional information about the coverage we provide, give us a call.

State law requires that every employer provide Worker’s Compensation insurance for their employees. This insurance provides coverage for accidents or disease arising from employment as prescribed by these state laws. Benefits can include lost wages, medical expenses, and permanent disfigurement disability payments.

Some companies offer large dividends to reduce your overall cost. Can we help you find one?

We can provide you with protection against catastrophic liability claims. An umbrella policy acts as an excess coverage over your primary liability policies. It is used in one of three ways:

• To provide additional limits of protection over the coverage listed in your underlying schedule.
• To act as primary coverage if your underlying limits are exhausted.
• To provide coverage for some risks, subject to retention, when your primary coverage does not.

Call us for more information.

We have the ablility to insure boats- from the smallest fishing boat to the most luxurious yacht as well as speed boats, personal watercraft and houseboats.

Give us a call to find out about the many discounts that are available such as: Coast Guard courses, safety equipment and multi-policy credits.

We can insure your motorcycle for a full 12 month term. And did you know that you may qualify for premium credits if you’re a member of certain Motorcycle Groups?
Depend on us to provide the coverages you need with competitive premiums. Give us a call and we’ll give you the details.

We have products that can insure your Recreational Vehicle as well as its contents and special equipment. We can also provide coverage for the specific and unique liability associated with the ownership of a Recreational Vehicle.

Please contact us for more information.